Shopify Payments Estonia: Accept EUR and Simplify Checkout
Localized Checkout for a Digitally-Advanced Nation
Shopify Payments has officially launched in Estonia, giving merchants the power to streamline their checkout experience, reduce operational costs, and accept payments in Euros (EUR) directly through Shopify.
As one of Europe’s most digitally mature countries, Estonia is perfectly positioned to benefit from this integration. Whether you're a local entrepreneur or a global brand selling into the Baltics, Shopify Payments provides a fast, compliant, and scalable payment solution — and Power Commerce ensures it’s implemented seamlessly.
Estonia’s Ecommerce Strength: Small Market, Global Ambition
- Ecommerce market valued at over €1.3 billion
- Over 90% internet penetration
- High mobile device usage and online banking adoption
- Strong preference for digital-first, secure checkouts
- Cross-border ecommerce is common among Estonian consumers
Shopify Payments now allows Estonian merchants to operate with a truly global ecommerce stack — while keeping operations localized and efficient.
Benefits of Shopify Payments for Estonian Merchants
Accept Payments in EUR
Shopify Payments enables you to accept payments and issue refunds in Euros, with direct payouts to your Estonian bank account.
No More Shopify Transaction Surcharges
By using Shopify Payments, you eliminate the additional 1–2% platform fee charged when using third-party gateways like Stripe or Maksekeskus.
Enable Express Checkout
With Shop Pay, Apple Pay, and Google Pay enabled, you give customers one-tap checkout — ideal for Estonia’s mobile-first shoppers.
Local Trust, Global Tools
Customers stay on your site, trust the checkout, and complete more purchases. Shopify Payments delivers both security and convenience.
Fraud Protection & EU Compliance
Full compliance with PCI DSS, 3D Secure, and Strong Customer Authentication (SCA) — with no extra effort required from the merchant.
Previously Used Payment Methods in Estonia
- Maksekeskus – offering local bank link payments
- Paysera – used for EUR transactions and settlements
- Stripe – used via manual integration
- Bank links or manual invoices – especially for B2B shops
These methods often came with limitations in UI, fees, or reporting. Shopify Payments now brings all key features under one roof, while still allowing merchants to offer additional local options if desired.
How to Activate Shopify Payments in Estonia
- Go to Settings > Payments in your Shopify admin
- Select Activate Shopify Payments
- Submit business information and identity documents for verification
- Connect your Estonian EUR bank account
- Enable preferred methods (Shop Pay, Apple Pay, Klarna, etc.)
- Complete setup and start accepting payments immediately
Payouts are typically processed in 3 business days to local accounts.
Power Commerce: Your Integration Partner in Estonia
Power Commerce helps Estonian merchants take full advantage of Shopify Payments. With deep experience across the Baltic region, we offer:
- Full setup and Shopify Payments activation
- Local bank account integration
- Support for EU compliance, GDPR, and VAT
- Migration from Maksekeskus, Paysera, or Stripe
- Shopify Markets setup for international expansion
- Checkout localization for Estonian and multilingual shoppers
FAQs: Shopify Payments in Estonia
Q: Can I still offer local bank links (Swedbank, LHV, etc.)?
A: Yes, via additional providers. However, Shopify Payments should be your default processor for card and digital wallet payments.
Q: Are payouts made in Euros?
A: Yes. Payouts are made in EUR to local Estonian bank accounts.
Q: Does Shop Pay work for Estonian customers?
A: Yes. Shop Pay is active with Shopify Payments and increases conversions, especially on mobile.
Q: Do I need to be VAT registered to use Shopify Payments?
A: Not necessarily — sole traders and small businesses are supported, but Shopify will still require KYC documents.
Sell Smarter in Estonia with Shopify Payments
- Activate and optimize Shopify Payments
- Accept local and global transactions in EUR
- Improve checkout performance and conversion
- Build EU-compliant, future-ready Shopify stores
