Shopify Payments Malta: Accept EUR with Fast, Local Checkout
Local Checkout Meets Global Ecommerce Standards
Shopify Payments is now available in Malta, empowering merchants to streamline their payment operations, reduce costs, and offer fast, secure, and localized checkout experiences. As a digitally progressive EU member with a growing online retail ecosystem, Malta is well-positioned to take full advantage of Shopify’s native payment integration.
With the ability to transact in Euros (EUR), access Shop Pay, and remove third-party gateway fees, Maltese businesses can now deliver a more professional and profitable ecommerce experience — supported by Power Commerce's expert guidance.
Ecommerce in Malta: Small but Highly Connected
- Over 75% of Maltese internet users shop online
- Strong credit/debit card usage
- Widespread adoption of digital wallets
- Multi-lingual, cross-border commerce is common
- Most businesses operate in EUR, simplifying EU trade
The launch of Shopify Payments helps Maltese merchants compete not just locally, but throughout Europe — with better control, better UX, and fewer costs.
Benefits of Shopify Payments for Maltese Merchants
Accept Payments in EUR
Shopify Payments allows you to accept orders in Euros and receive payouts to Maltese EUR bank accounts — no currency conversion required.
No Platform Transaction Fees
Shopify’s standard surcharge for third-party gateways (up to 2%) is eliminated when using Shopify Payments.
Access Express Checkout
With Shop Pay, Apple Pay, and Google Pay, you’ll offer fast, secure, mobile-optimized checkout — driving up conversion rates.
Fully Integrated into Shopify
All payment management, refunds, chargebacks, and payouts are handled within Shopify’s admin dashboard — reducing operational complexity.
Built-in Security & Compliance
PCI compliance, 3D Secure, and Strong Customer Authentication (SCA) are enabled by default — helping you meet EU regulations with no manual configuration.
Previously Used Payment Methods in Malta
- Stripe – via third-party setup
- PayPal – popular for international buyers
- Bank transfer or manual payment links
- Credit card processors via hosted or redirect-based gateways
These tools were functional but often added fees, technical setup challenges, and checkout friction. Shopify Payments simplifies everything — and gives Maltese merchants access to tools previously limited to larger markets.
How to Set Up Shopify Payments in Malta
- Go to Settings > Payments in your Shopify dashboard
- Click Activate Shopify Payments
- Enter required KYC details and business verification
- Add your EUR Maltese bank account
- Enable Shop Pay, Apple Pay, and other supported methods
- Save and start accepting payments instantly
Payouts are typically sent within 3 business days.
Power Commerce: Your Setup Partner for Shopify Payments in Malta
As a certified Shopify Plus Partner, Power Commerce ensures that Maltese merchants activate Shopify Payments efficiently and correctly — from technical setup to strategic optimization.
- Verifying and configuring your Shopify Payments account
- Linking EUR accounts for local payouts
- Setting up Shopify Markets for international selling
- Customizing checkout to match local expectations
- Ensuring compliance with GDPR, SCA, and VAT standards
- Migrating you from PayPal, Stripe, or manual methods
FAQs: Shopify Payments in Malta
Q: Can I accept credit cards and digital wallets?
A: Yes. Shopify Payments supports all major cards and wallets like Apple Pay, Google Pay, and Shop Pay.
Q: Can I use PayPal alongside Shopify Payments?
A: Yes. You can keep PayPal active as a secondary payment method.
Q: Do I need to be VAT-registered in Malta to activate Shopify Payments?
A: Not necessarily. Sole traders are supported. Shopify will request identity verification and local bank details.
Q: How do payouts work?
A: Payments are grouped and paid out every few days in EUR directly to your Maltese bank account.
Simplify Your Checkout in Malta with Shopify Payments
Power Commerce helps Maltese Shopify merchants:
- Activate Shopify Payments from end to end
- Accept local and global payments in EUR
- Optimize checkout for mobile and desktop users
- Lower fees and increase conversions
- Scale operations across the EU with confidence
